Money by Zikoko
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Naira Life Vol 183

Naira Life Vol 183

Also: The Naira Life Conference 2026 tickets are now live!

Toheeb Lanlehin
May 04, 2026

Volume 183

In partnership with

Good Morning, 🌞

Tickets for the Naira Life Conference are live, and you're getting first dibs.

Last August, about 1,000 of you showed up and proved something: there's a real appetite for honest, useful conversations about money — the kind that actually changes how you think and act.

We heard you. This year, we're going sharper. The theme driving everything is wealth: building it, growing it, keeping it. Across sessions, clinics, and conversations you won't find anywhere else.

Real conversations on building and protecting wealth in an economy that's actively working against you
Practical sessions, workshops and masterclasses on investment vehicles and alternative assets, compounding, and scaling your business/career.
A room full of people who take their money as seriously as you do.

Use code 20NAIRA at checkout for an extra 10% off early-bird pricing for our community only. N.B: This offer is only available for a limited number of tickets, so secure yours now!

Get your ticket here.

In this letter:

#NairaLife: She Went From ₦20k to ₦300k/Month, but Her Struggles Haven’t Changed

This 25-year-old sales representative grew up watching her mother hustle through every business imaginable while her father provided only the barest minimum.

Now, despite earning more than she ever has, she’s in a similar struggle cycle, with no clear way out in sight yet.

Read her #NairaLife here

Your income doesn't have to be consistent for your life to be. The soft months and the slow months will both come.

Carbon lets you lock away what you earn when it's good, grow it at up to 20% interest yearly, and access up to ₦1 million in loans when you need it, without touching your savings. And if you use your locked savings as collateral, you unlock even lower interest rates on top of our already competitive rates.

Steady life, no matter the season. That's the Carbon way.

Start saving today

Love Currency: This Tech Sis Earns ₦750k/Month, but Her Partner Will Never Know

*Laura (31) and *Darryl’s (33) whirlwind romance started unexpectedly, but Laura has always kept a clear head regarding money in the relationship.

For #LoveCurrency, she shares why she’ll never tell Darryl how much she earns and why she isn’t bothered about their future. Read the full story here

I’m 23 With a Medium-to-High Risk Portfolio. Here’s How I Invest

If you’ve ever wondered how young Nigerians are actually investing, here’s a practical breakdown.

Kiki (23) breaks down the structure of her investment portfolio, from Nigerian and US stocks to equity funds, ETFs, and dollar assets. She also explains why she’s comfortable taking medium-to-high risks for long-term growth.

Read the full story

The Naira Life Conference is returning on August 22, 2026, in Lagos! Show up ready to learn from finance experts, business owners and industry leaders, and partake in unfiltered conversations about building wealth sustainably.

Real stories, expert advice you can actually use, and a community ready to build wealth together.

Secure your spot here

Where The Money At?!

We can't say we're about the money and not actually help you find the money.

So we've compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.

Again, don't mention. We gatchu.