Naira Life Vol 182

Good Morning, 🌞

Happy salary week to everyone who celebrates. You did the work. You've earned it. :)

This feels like a good time to come to you with an ask, and I promise it's for a good cause. We've been thinking hard about how to make this newsletter more valuable for you. But before we change or add anything, we want to hear from you first — to understand you better and get a sense of the money content you actually enjoy and find useful.

So we put together a quick survey, and I'm asking you for two minutes of your time. It'll help more than you know.

Find the survey here.

In this letter:

• The #NairaLife of a Startup Founder Who’s In Between Survival and Stability
• Love Currency: “We Love Each Other, but She’s Not Open About Her Finances
• “He Blocked Me” — 10 Nigerians Reveal the Most Ungrateful People They’ve Financially Supported
• Where The Money At?!

This 30-year-old software developer grew up watching the “grace to grass” fall of his parents. Now, he’s determined to build his own business, starting with walking away from a stable bank job to chase a life on his own terms.

These days, he’s juggling freelance gigs to survive and fund his startup dreams.

Your income doesn't have to be consistent for your life to be. The soft months and the slow months will both come.

Carbon lets you lock away what you earn when it's good, grow it at up to 20% interest yearly, and access up to ₦1 million in loans when you need it, without touching your savings. And if you use your locked savings as collateral, you unlock even lower interest rates on top of our already competitive rates.

Steady life, no matter the season. That's the Carbon way.

Segun* (29) and Lola* (26) have been together for a year and plan to marry by 2027. However, they still have money issues to solve.

For #LoveCurrency, Segun shares his concerns with Lola’s unwillingness to be financially transparent and why it might be a red flag for their marriage. Read the full story here