- Money by Zikoko
- Posts
- Naira Life Vol 179
Naira Life Vol 179
Also: 10 skills you can learn and monetise in 2026
Volume 179

In partnership with

Good Morning, 🌞
Sometimes you win and still feel like you’re losing
That's where Abby, the source in one of this dispatch’s stories, is. She saved ₦4m at 19 while juggling school and multiple jobs. She hit every single target she set. Yet she feels behind.
On the other side of the spectrum is the subject of this week’s Naira Life, a 22-year-old who lost twice on YouTube before one channel turned things around, earning hin ₦5m in 2 months. He's gunning for $100k by year-end and has already decided the bag won't run his life.
Both of them are doing "well." Both of them are asking useful questions.
Let's get into their stories.
In this letter:

#NairaLife: He Made ₦5m From YouTube in 2 Months. Now, He’s Targeting $100k

This 22-year-old graduate stumbled upon YouTube automation in August 2025 and made two unsuccessful attempts before finally striking gold. Now, he’s trying to scale his channel and hit $100k by the end of the year.
He’s sure of one thing, though: YouTube won’t be his full-time hustle.
This is his #NairaLife

Saving doesn’t stop life from happening.
When things come up, Carbon doesn’t force you to choose between progress and survival. Your locked savings keep growing, and you can use it as collateral to access a loan at just 3% interest.
It’s saving, built different so you can move different.
Create a savings plan!

10 High-Paying Skills Nigerians Can Learn and Monetise in 2026

Odds are that you're looking to unlock high income — foreign currency or top-tier local roles in Nigeria, so we made a list of the skills Nigerian companies and global employers are paying for.


You've budgeted. You've manifested. You've eaten at home for three weeks straight.
The money still isn't adding up. Maybe it's time to focus less on cutting and more on earning.
Here's what you should be doing differently

I Saved ₦4m at 19 and Achieved All My Dreams. Still, I Feel Behind

Abby* is a 20-year-old marketing manager and final-year student. She talks about the trauma of losing her father’s financial safety net, the frantic hustle of juggling multiple jobs in university, and why, despite achieving her early goals, she still doesn’t feel like she’s done enough.
Read the full story here

The fifth edition of HERtitude is happening this week on April 11th.
Spend a small part of your hard-earned money on something that actually gives you stories, new people, and a reason to dress up properly. The theme is Main Character Energy, so act accordingly.
Tickets available here

Where The Money At?!
We can't say we're about the money and not actually help you find the money.
So we've compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don't mention. We gatchu.


All good things must come to an end. But not this good thing. We'll be back next week.
In the meantime, keep reading Zikoko's articles and be sure to share the love.
See you next week...
Yours cashly,
Toheeb,
Zikoko's 'OG' Mr. Money

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