Naira Life Vol 172

Good Morning, 🌞

How much do you know about polyamory — relationships where multiple partners are involved, with everyone’s consent?

Beyond the emotional dynamics, there’s another practical question: what does it cost?

In a piece featured in this dispatch, three people in polyamorous relationships open up and break down the price of keeping multiple partners happy. For Idris*, that’s about 24% of his monthly income. “This is my own structure,” he says. “I’m investing in relationships that matter to me.”

In monogamy, you’re balancing one person’s expectations. In his — and the other sources in the story — cases, it’s several. Emotionally, it’s often complex. Financially, it takes some getting used to.

Let’s get into this week’s stories.

In this letter:

• #NairaLife: He’s 37, Trying To Break Out of a Low-Income and Debt Cycle
• Love Currency: “I Never Should Have Agreed to a 50/50 Partnership”
• “I Need to Make Everyone Feel Special” — The Cost of Being Polyamorous in Nigeria
• Where The Money At?!

After two degrees abroad, the 37-year-old in this #NairaLife returned to Nigeria in 2017 for work. That might have been the wrong move.

While he’s found some fulfilment in his career, his income growth hasn’t been as satisfying. Now, he’s hoping a new business will set him on the path to independence.

Saving doesn’t stop life from happening.

When things come up, Carbon doesn’t force you to choose between progress and survival. Your locked savings keep growing, and you can use it as collateral to access a loan at just 3% interest.

It’s saving, built different so you can move different.

Ronke* (27) and Femi* (33) have been together for four years, and married for two.

In this episode of #LoveCurrency, Ronke talks about the origins of their 50/50 approach to finances and why she no longer wants to split bills equally. Here's why.

We've been telling relatable stories about how Nigerians earn, save and spend their money for years, and now we'll have a dedicated platform for more honest and open conversations about money.

Our promise is simple: No fancy jargon, just the information and clarity you need to make confident financial decisions!

In Nigeria, love rarely comes cheap. When it involves more than one person, the bills start to rack up.

From carefully split Valentine’s budgets to the daily logistics of balancing time and expectations, polyamory comes with real costs. In this piece, we explore what it takes, financially and emotionally, to make this arrangement work.