Money by Zikoko
Posts
Naira Life Vol 169

Naira Life Vol 169

Also: Moving countries helped me increase my income by 300%

Toheeb Lanlehin
January 26, 2026

Volume 169

Good Morning, 🌞

Most of us have answered this question casually: “If you suddenly got ₦X million, what would you do?”

You think about it for a moment, laugh, and say something confident. Easy-peasy.

But what happens when the money actually shows up?

Do you touch it at all, or act like it isn’t there? Move it quickly, just in case?

Try to invest, even when you’re not fully sure what you’re doing? Or allow yourself small comforts and feel guilty immediately after?

Today’s Naira Life is about that moment and the breadth of decision-making that follows. Let’s jump into it + the other stories in this dispatch.

In this letter:

#NairaLife: This Analyst Became ₦10m Richer Overnight. Now, She Wants Financial Advice

This 27-year-old data analyst’s #NairaLife experienced a sudden shift when she received millions in inheritance funds. While she’s found a savings strategy, she hasn’t quite figured out investments and is mostly playing it safe.

How’s that going?

Find out in her #NairaLife

While you’re plotting your next money moves, here’s something that could change everything: The Citizen Townhall is coming to Lagos for its second edition.

The truly money-savvy know just how deeply politics affects our wallets, from jobs to inflation to the cost of living. The Citizen Townhall is where young Nigerians and experts will discuss who makes those decisions, why our silence is expensive, and how our votes can be the most powerful investment we make.

Stay tuned for updates on how to attend — your financial future is tied to these conversations.

How Moving Countries Helped Me Increase My Income by 300%

Money grows where opportunity lives. For Tolu Olusina, it has meant living on four continents in five years, and unlocking a 300% income growth.

Learn how she did it

We've been telling relatable stories about how Nigerians earn, save and spend their money for years, and now we'll have a dedicated platform for more honest and open conversations about money.

Our promise is simple: No fancy jargon, just the information and clarity you need to make confident financial decisions!

Follow @ZikokoMoney on Instagram

I Spent ₦15m Relocating to China With My Wife. I Often Regret It

After leaving a stable ₦700k/month job and spending ₦15 million to move to China, Ahmed*, 29, found himself living on a tiny stipend and sleeping in a bunk bed away from his wife.

Now, he’s caught between the crushing regret of his drained savings and the relief of living in a country with working systems.

Read the full story here

Where The Money At?!

We can't say we're about the money and not actually help you find the money.

So we've compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.

Again, don't mention. We gatchu.