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Naira Life Vol 168

Naira Life Vol 168

Also: “He’s Invested a Lot in Me, but I Don’t Want To Be With Him”

Toheeb Lanlehin
January 19, 2026

Volume 168

Good Morning, 🌞

Rebuilding is hard. Setbacks break momentum. One tricky event, and suddenly, you’re forced into reactive mode.

The people who eventually break out do something deceptively simple: they keep a clear direction. They build systems, keep showing up, and stack small wins while waiting for the big ones.

That’s what this week’s #NairaLife is really about.

Our subject is 24. She lost her dad early and had to wait until university before things finally started to look up. But her story didn’t end there — one bad decision wiped out everything she’d earned. The kind of setback that makes you question your judgement.

She took the lessons and got back to work. In less than a year, she rebuilt from scratch and grew a business that made ₦75m in one year.

Let’s get into it + the other stories in this dispatch.

In this letter:

#NairaLife: She Went From Losing Everything to Making ₦75m in One Year

The 24-year-old business owner in this #NairaLife is no stranger to loss. She lost her dad early in life and had to learn to fend for herself. Things started to look up at university until a bad decision wiped out her total earnings. Interestingly, it took her less than a year to get back on track and build a thriving business.

How?

Find out in her #NairaLife

Moniepoint's 2025 informal economy report contains data from over 5 million businesses. These businesses make up over 90% of MSMEs in Nigeria. Learn more about their profits and relationship with savings, taxation and more.

Click here!

Love Currency: “He’s Invested a Lot in Me, but I Don’t Want To Be With Him”

Chioma* (23) and Justin* (31) have been dating since 2019. For #LoveCurrency, Chioma talks about Justin’s financial support throughout their relationship and how it influences her reluctance to end their relationship, even though her feelings may have changed.

Get the full story here

We've been telling relatable stories about how Nigerians earn, save and spend their money for years, and now we'll have a dedicated platform for more honest and open conversations about money.

Our promise is simple: No fancy jargon, just the information and clarity you need to make confident financial decisions!

Follow @ZikokoMoney on Instagram

This Designer Went from Earning ₦300k/Month to $3,000/Month in 2 Years. Here’s How He Did It

From earning ₦300k to averaging $3,000/month as a designer living in Nigeria.

Bankole (26) cracked the income code by switching tools and refining his positioning. Here's the exact roadmap he used to 10x his income in under two years.

Read the full story here

Where The Money At?!

We can't say we're about the money and not actually help you find the money.

So we've compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.

Again, don't mention. We gatchu.