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Naira Life Vol 147

Naira Life Vol 147

Also: The #NairaLife of a sports presenter going through tough times.

Boluwatife Oni
August 25, 2025

Volume 147

In partnership with

Good morning. 🌞

You’ve probably never considered the possibility of becoming a full-time stock investor, but that’s how the lady in one of our money stories today makes her coins. After she moved to the UK two years ago and struggled to find a job, she decided to turn to stocks as a side hustle. Now, it’s a full-time career.

For #NairaLife, our subject turned his love for sports journalism into a career, and it’s paid the bills for the last five years. However, he’s now struggling with a downward financial spiral due to several job losses.

Let’s get into the stories. 👇🏾

In this letter:

#NairaLife: This Sports Presenter Made ₦600k/Month Last Year. Now, He’s Down to ₦250k

Since 2020, the 30-year-old in this #NairaLife has made a career out of his love for sports journalism. In that time, he managed to grow his income from ₦50k to ₦600k/month, but it recently dropped down to ₦250k.

Now, he’s urgently looking for opportunities to turn his income back around.

How's that going?

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Love Currency: The Mechanic Cohabiting With His Common Law Partner on a ₦70k/Month Income

Tijani* (36) and Deola* (26) have cohabited since 2020 and now have two kids together.

For #LoveCurrency, Tijani talks about how they share financial responsibility in their home and why they might never get legally married — even though Deola wants a wedding. Read the full story here

How I Built a £100K Stock Market Portfolio 2 Years After Moving to the UK

When Jennifer Okpechi (31) moved to the UK in 2023, she had no idea that the stock market would become her lifeline.

What started as a side hustle back in Nigeria has now grown into a full-time career that has grown her money by almost £100,000 in just two years. Here's how she made it work

Ask Aunty M with Reni

I'm a young guy with big dreams, currently living with extended family. I earn N150k monthly, but because everyone knows what I earn, expectations are high and I barely get to save a dime. I've been living like this for 3 years now. I crave peace, my own space — just somewhere quiet to think and grow. I want to develop myself mentally, financially, and physically. I dream of going back to school full-time, but there's no support. I work hard, but sometimes it feels like I'm just surviving, not living. How do I move forward when my present reality is holding me back? - Kingsley, 24

This is a trap a lot of young people find themselves in, and it’s very normal, especially in a collectivist culture like Nigeria’s. I want to first acknowledge how hard it is to be in a position where you’re choosing between your long-term goals and helping your family now.

The first step is to define your priorities. What is most important right now — financial independence, providing for your family, or going back to school? Writing down your priority helps guide decisions that are best for you. And remember, if you decide that education is your priority, it doesn’t mean you’re neglecting your family. Going back to school can actually be the catalyst for becoming financially independent, which will put you in a stronger position to support your family later. But you can’t pour from an empty cup,you need to fill your own first.

What does this look like? It looks like setting boundaries with your family, but emotional and financial boundaries. A financial boundary is a set amount of money you can give per month. If that’s 20K that you can afford, then you give that and if they need more it has to wait til next month. When it comes to emotional boundaries, find time for yourself so you can maintain inner peace. That could be 30 minutes to read, meditate or plan each day.

Next, we need to plan for financial independence, it will not just come to you. With your 150k, implement good habits. Track every naira you spend so you know where you money is going, start a dedicated savings account for your goals, even if you’re only able to put 10k monthly, and start exploring ways to increase your income such as online gigs, freelance work, or teaching a skill. These will help you have the funds to eventually move out and focus on you.

Lastly, look for mentors in your field. You don’t need to do all of this alone. Look for communities online, mentors, school alumni who can guide you in your career journey or education journey.

I know it feels like you’re just surviving and not thriving, but through these small, consistent steps, change will come.

Xoxo, Reni

If you're here, you probably have a money or work dilemma. Ask your question and we'll figure out an actionable solution for you.

Where The Money At?!

We can't say we're about the money and not actually help you find the money.

So we've compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.

Again, don’t mention. We gatchu.