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Naira Life Vol 145

Naira Life Vol 145

Also: How did you like the Naira Life Conference?

Toheeb Lanlehin
August 11, 2025

Volume 145

In partnership with

Happy post-Naira Life Conference, 🌞

The first-ever Naira Life Conference is over, and this community was an important part of it. Our job was to bring as many people as possible with a relationship with the Naira into a room to talk about building wealth and scaling businesses, and leave feeling informed and confident about these critical aspects of our lives. Thank you for helping us do this.

Now, we want your feedback.

If you made it to the Naira Life Conference, please take a moment to share your experience at the conference by filling out this form. Your insights will help us understand what worked well and how we can make future editions of the event even more useful.

We're officially back to reguarly scheduled programming. Let's take a look at today's stories.

In this letter:

#NairaLife: She’s 22, and Cybersecurity Pays Her Over ₦5m/Month

This 22-year-old’s #NairaLife started with a desire to make enough money to put herself in a school abroad. Seven years later, her priorities have changed. Now, she’s a uni dropout turned cybersecurity engineer making ₦5m+ monthly.

Her new mantra? “I’ll never be poor.”

This is her #NairaLife

A virtual card that actually works. Stop the online payment drama. Get your Misan USD Virtual Card now and flex confidently.

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Love Currency: She’s 5 Years Older Than Her Boyfriend, and She Misses Being Spoiled

Itunu* (29) and Brian* (24), coworkers-turned-partners, have been dating for six months.

For #LoveCurrency, Itunu shares how they navigate their different levels of financial stability, spending habits and the other peculiarities of their age-gap relationship. Read the full story here

Branch is a digital finance app with over 60M downloads offering instant loans, bill payments, money transfers, and a debit card, all from your phone. Simple, fast, and accessible finance for the mobile-first generation.

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How Ore Akinde Turned Crochet into a Multi-Million Naira Fashion Business

At 25, Ore Akinde has turned a crochet side hustle into a multi-million naira fashion business, challenging how Nigerians see handmade fashion.

Here’s how she scaled from crocheting experiments as an undergraduate to building an international brand. Read the full story

Ask Aunty M with Reni

Help, I can't develop a savings habit no matter how I try! I have never saved anything in my life. I always turn to external support, loans, and large instant expenses to solve my problems. My only income—a ₦96k/month salary—lasts less than a week and barely affords my basic needs. When I keep money away in a separate account, I run back to withdraw it. How do I learn how to save? - Nike, 25

Hi Nike. It's hard to save when your salary does not cover your basic needs. Sometimes, we have spending problems; other times, we have income problems. You may have both in this case, but I think it's primarily an income problem. The best thing you can do is focus your efforts on finding a higher-paying job.

While at it, track your spending for the next few months to see how much you are truly spending on your basic needs monthly. Let's say you're spending ₦300k/month. You need to target a job that pays you at least ₦400k/month so you can spend on yourself and also afford to save. You can't afford to save right now because the bills exceed your income.

Increasing your income will truly help you the most in this situation. Once your income increases, ensure you keep your expenses the same. Live as you were currently living. Then, you'll find that there will be no need to dip into your savings anymore because you have adequate income for your needs and savings goals.

I hope this is a good start. Rooting for you.

Xoxo, Reni

If you're here, you probably have a money or work dilemma. Ask your question and we'll figure out an actionable solution for you.

Where The Money At?!

We can't say we're about the money and not actually help you find the money.

So we've compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.

Again, don’t mention. We gatchu.