Money by Zikoko
Posts
Naira Life Vol 142

Naira Life Vol 142

Also: Win free tickets to the Naira Life conference.

Toheeb Lanlehin
July 21, 2025

Volume 142

In partnership with

Good morning 🌞

I come bearing exciting news. The Naira Life conference is in a few weeks, and you can win a free ticket to the event, thanks to Geegpay by Raenest. Geegpay helps freelancers and professionals get paid anywhere in the world and manage their international subscriptions and bills without stress.

Now, let me run you through the process: First, create a Geegpay by Raenest account, complete your verification, then share a screenshot on your Twitter or Instagram story. Make sure to tag us (@zikokomag) and use the following hashtags so we can find you: #TheNairaLifeConference #GeegpaybyRaenest.

See you at the event. Now, let's get into today's stories.

In this letter:

The #NairaLife of a Teacher Who Rebuilt Her Life After Losing Her Sight

The 45-year-old in this #NairaLife thought her life and career prospects were over after losing her sight in 2003. 22 years later, she’s built a stable career.

But she has one blocker: How to find extra income opportunities.

This is her #NairaLife

Swapping crypto is slow. Obiex fixed that. Over 100,000 users trust us already. You should too.

Click here to try it for free

Love Currency: The Husband Who Feels Limited by His ₦220k/Month Salary

Tomisin* (34) was in a better financial situation when he met Temi* (28) in 2021, but things changed shortly after they got married.

For #LoveCurrency, Tomisin shares how they’re making it work despite the financial limitations. Read the full story here

The Naira Life Conference is a one-day personal finance and wealth-building event featuring bold conversations, immersive workshops, and content tracks designed to help you get your money up.

Expect powerful sessions, speakers, and the community support you need to stack, scale and sustain wealth.

Secure your spot here

I Spent ₦1.6m Serving Bridesmaid Duties 8 Times in 11 Months

This 29-year-old spent ₦1.6m serving as an aso-ebi girl for eight weddings between August 2024 and July 2025.

She broke down the expenses. Read the breakdown here

Ask Aunty M with Reni

I can't develop a savings habit no matter how I try! I have never saved anything in my life. I always turn to external support, loans, and large instant expenses to solve my problems. My only income—a ₦96k/month salary—lasts less than a week and barely affords my basic needs. When I keep money away in a separate account, I run back to withdraw it. How do I learn how to save? - Nike, 25

Hi Nike. It's hard to save when your salary does not cover your basic needs. Sometimes, we have spending problems; other times, we have income problems. You may have both in this case, but I think it's primarily an income problem. The best thing you can do is focus your efforts on finding a higher-paying job.

While at it, track your spending for the next few months to see how much you are truly spending on your basic needs monthly. Let's say you're spending ₦300k/month. You need to target a job that pays you at least ₦400k/month so you can spend on yourself and also afford to save. You can't afford to save right now because the bills exceed your income.

Increasing your income will truly help you the most in this situation. Once your income increases, ensure you keep your expenses the same. Live as you were currently living. Then, you'll find that there will be no need to dip into your savings anymore because you have adequate income for your needs and savings goals.

I hope this is a good start. Rooting for you.

Xoxo, Reni

If you're here, you probably have a money or work dilemma. Ask your question and we'll figure out an actionable solution for you.

Where The Money At?!

We can't say we're about the money and not actually help you find the money.

So we've compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.

Again, don’t mention. We gatchu.