Naira Life Vol 135

Good Morning ☀️

This week's stories could be filed under financial power, personal independence and all their layers. One thing remains true: having your own money means having options.

On "Love Currency", a second wife determinedly pursues financial independence on ₦280k/month. For her, it's all about making sense of the delicate balance of autonomy and planning for an uncertain future. Then there's another piece about five Nigerian women who secretly stash money in their relationships. The same factors drive their motivations.

On the other hand, this week's #NairaLife is a 28-year-old who tripled his income by accident but still isn't quite satisfied. What gives?

Before we dive in, here's a PSA: the Naira Life Conference is coming this year. In case you missed the announcement, here's a link.

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In this letter:

• #NairaLife: An Unplanned Career Switch to Cybersecurity Tripled His Income
• Love Currency: The Second Wife Who’s Pursuing Financial Independence on a ₦280k/Month Income
• 5 Nigerian Women Who Secretly Stash Money in Relationships, And Why They Do It
• Where The Money At?!

The 28-year-old in this #NairaLife started his career as an IT officer in 2019, earning ₦80k/month. Six years and two job changes later, he’s now at the ₦1m/month mark, but his financial happiness is still a 5/10.

Why?

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*Rofiat (29) chose polygamy when she became *Rufai’s (45) second wife in 2018, but she didn’t fully realise what her choice meant for her financial independence.

For #LoveCurrency, she shares how she’s regaining her independence and planning for eventualities. Read the full story here

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In many Nigerian relationships, money can be more than just a tool for survival; it can also be a tool for power, control, and sometimes escape. While some women are fully transparent with their partners about their finances, others save in secret.

We spoke to five Nigerian women who’ve hidden money from their partners for different reasons rooted in one truth: having your own gives you options. Read the full story

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